The Real Power of EMV 3D Secure
EMV 3D Secure (3DS 2.0) has been one of the most comprehensive protocols developed to secure card payments since 2016. Yet many PSPs, banks and mercha...
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What is Pay By Link Payment? Benefits and How It Works
With the advancement of technology, the way we pay for goods and services has changed significantly. Pay by Link Payment allows customers to make paym...
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What is the Concept of Alternative Payment Method (APM)?
As online shopping rapidly gains significant volume in our daily lives, traditional payment methods are evolving alongside the digital world. In this ...
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What is QR Code Payment and How Does It Work?
QR codes appear in many areas of our daily lives. But how exactly are they used for payments? In this article, we explore what QR Code Payment is, how...
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What is Timeout (TIME OUT) in Virtual POS Systems?
What is a timeout in Virtual POS payments, why does it occur, and how should merchants manage this risk? All the details — including critical scenario...
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The Need for 8-Digit BINs and the Migration Process in the Virtual POS World
As the payment system ecosystem grows and interest in card-based systems accelerates, 6-digit BINs are approaching exhaustion. The International Organ...
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Payment Gateway and the On-Us / Not On-Us Concept
A Payment Gateway is the technology that ensures the payment instrument used by the payer in a triggered transaction is successfully routed to the rel...
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What is a Card Brand? Visa, Mastercard, American Express and UnionPay
In today's digital economy, most of our shopping is conducted via credit and debit cards. What do the logos like Visa, Mastercard and American Express...
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